HealthPlan MomsHealthPlan Moms Blog
Expert tips, guides, and insights to help you navigate Medicare, health insurance, and everything in between.
Latest articles
Is Your Medicare Advantage Plan Changing for 2027? What the New Plan Cuts Mean for You
CMS says 2027 is stable, but insurers are exiting hundreds of counties and 193 counties will have no Advantage drug plan at all. Out-of-pocket maximums and drug deductibles are up too. Here is how to tell if your plan is affected, your deadlines, and your guaranteed Medigap rights.
Read More →2027 ACA Marketplace Guide: Subsidies, Income Limits & the 2027 Cheat Sheet
Open Enrollment for 2027 starts November 1. The 400% FPL subsidy cliff is $63,840 for a single person, the out-of-pocket max rises to $12,000, and the cap on repaying subsidies at tax time is gone. Full 2027 FPL chart, subsidy percentages, and key dates inside.
Read More →Medicare Fall Open Enrollment 2026: Your Step-by-Step Checklist
Fall Open Enrollment runs October 15 to December 7, 2026, and 2027 brings real changes: a higher $2,400 Part D drug cap, the permanent end of the donut hole, and faster agent contact. Here is a simple checklist, the dates that matter, and what to review before you decide.
Read More →Medicare by the Numbers: Key 2026 Statistics Every American Should Know
67+ million Americans are on Medicare, and more than half are now on private Medicare Advantage plans. Here's the complete 2026 Medicare landscape by the numbers, including new $2,000 prescription caps and what the One Big Beautiful Bill changed. Sourced from CMS, KFF, and CBO.
Read More →2026 ACA Marketplace by the Numbers: Enrollment, Subsidy Changes & What to Expect
A record 24.3 million signed up for 2025 ACA coverage, but 2026 is different. The COVID-era enhanced subsidies expired December 31, 2025, the subsidy cliff is back, and CBO projects 5 million could lose coverage. Here's what changed and what to do about it.
Read More →Understanding Medicare in 2026: A Complete Guide for New Enrollees
New to Medicare? This comprehensive 2026 guide covers Parts A, B, C, and D, enrollment dates, costs, and how to choose the right plan for your needs.
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